Eskridge Lexus Finance Center

Open Today! Sales: 8am-7:30pm Call us at: (405) 755-9000


At Eskridge Lexus of Oklahoma City, our finance center is here to help you find a way to finance your new Lexus. We simplify the financing process, so you can feel confident that you’re receiving the best financing options available. Our team is always happy to answer any questions you may have about the car-buying or leasing process and your financing options. Only Lexus Financial Services delivers the extraordinary level of customer care you have come to expect from Lexus. Contact us online or give us a call today to learn more

Eskridge Lexus Financing Tools 

As part of the auto financing simplification process, we’ve developed a number of online tools to help you gather information about what loans and leasing options may be available to you. These tools can be the first step to taking control of your financing journey, so don’t hesitate to use them or reach out with any questions you may have about them. Keep reading to learn more about the financing tools available!

Online Application

We are happy to offer an online application form to help you apply for financing right away. This is a valuable tool if you cannot make it into the financing center. It can also help you understand what questions may be required to help you finance a loan.

Value Your Trade

A car is a great asset that you can use to offset the cost of a new car. One way that people finance a new car is by trading in the used car they currently own. Before you can plan your financing journey, you need to know how much the vehicle you are trading is worth. You can check our Value Your Trade tool to determine how much your current vehicle may be worth. This can help you understand how much more you may need to finance or if you can splurge a little more on the vehicle you’re interested in purchasing.

You may need the current vehicle’s year, make, model, or trim to use this tool. You can enter that information and some additional identifying information to access your market report. This report can tell you the market rate for your vehicle, considering how old it is and what the mileage is. Once you have this information, you can print it out and use it to inform your financing decisions regarding additional loans or a leasing agreement.

Payment Calculator

We also offer a Payment Calculator tool. This tool compiles information about the vehicle you want to finance and the payment schedule to calculate how much your monthly payments may be. This tool asks the vehicle price, the interest rate percentage, the length of the loan term, the amount of the down payment, and the trade-in value of your vehicle. The payment calculator then shows you how much you may already have financed and breaks down your remaining monthly payments for the loan term.

Using this calculator can help you make an informed decision about how to finance your new Lexus. Understanding your monthly payments can create a more realistic expectation about your finances. Before you look for a new car, you can use this feature to help you narrow down your budget or bring your financing estimate to the dealership to show the terms to a financing representative. Having a strong understanding of your financing capabilities can help us find suitable loans for you.

How To Apply For Automotive Financing

Most people require additional financing when buying a new car. There are various loans that you can take out to help you finance your vehicle. At Eskridge Lexus of Oklahoma City, we want to help you find suitable options for your situation, regardless of your credit score. We understand that every case is different, so we are excited to explore your options with you. Financing options include:

  • Leasing: You can rent a car from the dealership for a period of time, usually over a year. 
  • Direct financing: You can take a loan from a bank, finance company, or credit union. 
  • Dealership financing: You can take a loan from the retailer, offering additional promotions and negotiable terms that another financial institution may not provide.

To prepare for applying for financing, you may want to gather some information about your financial standing to communicate with our specialists about what options may be best for you.

Find Out Your Credit Score

Your credit score can indicate how prepared you are to complete the terms of a loan. You can apply for direct financing with a low-interest rate if you have a good credit score. Any interest rate of about 600 is considered good. Your interest rate is determined by how many loans or lines of credit you currently have open and how successful you are at paying them off. If you have any outstanding loans or past due bills, this can negatively impact your credit score.

You can find out your credit score using various online tools, though they may cost money. We can also help you find your credit score free of charge at our Finance Center.

Research Loans

Considering your credit score, you can do independent research about what auto loans and lenders are available to you. You can compare quotes from national bans, credit unions, and online lenders to see who has the lowest interest rate and the monthly payment to the lending period ratio. Some people may prefer a monthly payment and a more extended lending period to a shorter lending period with a hefty fee.

Get Preapproved and Finalize Your Loan

Preapproval is a step toward accepting a loan that allows the potential lender to pull information about you and your credit score to better estimate your payment options. Pulling your credit information can temporarily impact your credit score, so only apply for preapproval when you’re ready to purchase your new vehicle. Once you’ve been preapproved and find the right car for you, you can finalize your loan at our Finance Center. Our representative can contact the lender to initiate funding.

Contact the Eskridge Lexus Finance Center in OKC Today

Whether you are just starting your funding journey or already preapproved, we are happy to help you every step of the way. Our representatives are knowledgeable, available, and ready to help. If you have any questions, please feel free to contact us.

ESTIMATE PAYMENT

Our Payment Estimator will help you choose the financing options that work best with your budget.

GET PRE-APPROVAL

Our Finance Pre-Approval form makes paperwork a breeze when you pick up your new Lexus!

Eskridge Lexus of Oklahoma City 35.608124, -97.527144.