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The Boy Scouts have it right: Be prepared. Car accidents can happen at any time. In fact, more than 6 million happen every year in the U.S. alone. That’s why it’s important to answer the question before you ever need it: What to do after a car accident?
If you have obvious injuries, call 911 right away or ask someone else to call. If it hurts to move, stay put and wait for paramedics. Moving too much can worsen injuries, especially to the neck and spine. Keep in mind that some injuries are not apparent right away and may begin to cause pain later on. If you suspect any trauma to the head, neck, or spine, don’t hesitate to seek immediate medical attention even if you aren’t currently in pain.
Next, check for injuries on your passengers. Ask if they feel pain anywhere and advise the 911 operator of this information.
Finally, if you are able to move without pain, check on the driver and passengers of the other car.
(police)
Your second primary goal is to get to safety to avoid further accidents and injuries. If you can, move your vehicle to the shoulder of the road to avoid blocking traffic. Turn off your engine, turn on your hazard lights, and pull your manual emergency brake. Angle your wheels away from bystanders.
Be mindful of where you stand if you’re outside of your car. Placing yourself between your car and a retainer wall can be lethal if another car rear ends yours.
If you haven’t called 911 for injuries, now is the time to call. You want police to document the accident in an official report, which you will need to submit to your insurance company. If the police are unable to come, keep in mind that you can go to the police department yourself to file a report.
You’ll want to know basic information about the other driver, including their full name, phone number, insurance company and policy number, driver’s license number, and license plate number.
You will also need to give your information to him or her. Make sure you avoid admitting any fault, as this can be used against you in the police report. In some states, even apologizing can be seen as an admission of fault in an accident.
The sooner you call your insurance company, the better. Every insurance company has their own process, and some require steps to be taken early on. Some companies may allow you to submit your photos and other information via a smartphone app or a web browser. Make sure you understand what coverage you have and how much your deductible is. You should also ask if your insurance company will cover a rental vehicle while your collision repair is being performed.
Hopefully, you’ve got a chance to take a deep breath by now. When you’re ready to move to the next step, you’ll be seeking an estimate on your damage. You can get a fair and accurate estimate from Eskridge Collision Center in Oklahoma City, OK.
Your insurance company will likely send out their own adjuster to give an estimate as to what they will cover.
Next, leave your car with us at Eskridge Collision Center to get repaired. We can perform most collision repairs within 4-5 business days.
We offer loaner vehicles, which are often fully or partially covered by your car insurance, as well as free shuttle service to get you back to home or work as soon as possible.
Once your car is repaired and ready to hit the road again, you’ll need to finalize your claim. We are a Direct Repair Provider for many insurance companies, which allows us to handle the collection of your deductible and payment of your bill without any hassle on your end.
We are proud to offer the most technically trained and experienced auto repair team in Oklahoma City, OK. We are I-CAR trained and Platinum Certified and are charter members of the ASA. These are the extra steps we take to ensure we offer the best quality repairs and the highest level of customer service.
With your convenience in mind, we offer the following amenities at Eskridge Collision Center:
So when asking what to do after a car accident, remember that ESKRIDGE COLLISION CENTER is on your side.
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(405) 351-6422
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